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HomeMy WebLinkAboutpitkin.planning.272917401048DOCUMENT LAYOUT THIS FILE MAY OR MAY NOT CONTAIN ALL OF THE INFORMATION LISTED BELOW IN THE FOLLOWING ORDER Summary Sheet Resolution for the BOCC and /or P &Z Ordinance for the BOCC and /or P &Z Determination for the Hearing Officer Administrative Determination Staff Memo Application Public Notice, Acceptance Letter, Referral(s) Letter Site Plan Miscellaneous Plat(s) Parcel ID: 2729- 17 -4 -01 -048 Application Date: Description: Berry Special Review for a Caretaker Dwelling Unit Project Address: 420 REDSTONE BLVD, REDSTONE, CO 81623 Property Owner: BERRY Address: PO BOX 448 UVALDE, TX 78802 Owner's REP: WILLIAM O BERRY Address: 48 UVALDE 78802 REP's Email: srubin @masonmorse.com Referrals: ALL OTHER REFERRALS Comments Due Date: 05/05/2014 Meetings: 1st Meeting: Meeting Date: Review Body: admin Public Hearing? yes Notice Date: 04/03/2014 Meeting Notes' Approvals: BOCC Resolution #: BOCC Ordinance # Admin Determination #. 031 - 2014 #610256 4 Case No: P011 -14 Planner: Suzanne Wolff # Copies: 1 Allocated Hours: 3 % Over Hours 3.6 Owner Phone: (830) 278 -8223 REP's Phone (830) 278 -8223 Other Referrals Crystal River Caucus None Housing 3/21/14 2nd Meeting: Other Information: VR Approval Date: 05/08/2014 Plat Recorded Date: VR Expires Date 05/08/2017 Plat (Bk, PG): Remarks: Application Type: caretaker Dwelling Unit (CDU) P &Z Determination #: HO Determination #: 3rd Meeting: RECEPTION #: 610266, 0 6/1 312 01 4 at 09:12:01 AM, 1 OF 2, R $0.00 Doc Code ADMIN DECISION Janice K. Vos Caudill, Pitkin County, CO ADMINISTRATIVE DECISION OF THE COMMUNITY DEVELOPMENT DIRECTOR OF PITKIN COUNTY, COLORADO, APPROVING THE BERRY SPECIAL REVIEW AND GMQS EXEMPTION FOR A CARETAKER DWELLING UNIT Administrative Decision No,� -2014 RECITALS I. William O. Berry ( "Applicant') has applied to the Pitkin County Community Development Director ( "Director ") for special review approval and GMQS exemption to convert the upper level of an existing garage into a caretaker dwelling unit, pursuant to Secs. 2- 30- 30(h)(2), 4- 30 -50(e) and 6- 30 -40(c) of the Land Use Code ( "Code "). 2. The lot is located at 420 Redstone Boulevard, and is described as Lots 33 and 33A, Redstone Subdivision. 3. The lot is zoned VC and contains 7,898 square feet. 4. The single family residence was built and a Certificate of Occupancy was issued on April 10, 2003. The garage was built and a Certificate of Occupancy was issued on November 22, 2005; the upper level is storage space. 5. The Housing Office recommends approval of the caretaker dwelling unit. 6. The Historic Preservation Officer confirmed that review by the Redstone Historic Preservation Commission is not required to convert an existing space to a caretaker dwelling unit. 7. The Applicant provided notice of the application to the adjacent property owners. No objections or comments were received. 8. The Director finds that the caretaker dwelling unit complies with the special review and GMQS exemption provisions of the Code. 9. The Director further finds that the remodeling of the existing storage space into a caretaker dwelling unit is exempt from Site Plan Review and Scenic View Protection Review, given that there will be no change to the footprint of the existing structure. THE DIRECTOR DOES HEREBY APPROVE the Berry Caretaker Dwelling Unit, subject to the following conditions, which shall run with the land and be binding on all successors in interest: 1. Prior to issuance of a Certificate of Occupancy for the caretaker dwelling unit, the Applicant shall obtain and the Housing Office shall record a caretaker dwelling unit deed restriction. Actual floor plans of the unit shall be submitted to the Housing Office with the deed restriction. 2. The kitchen shall contain a minimum of a two burner stove with at least a 5 cubic foot oven that can bake and broil, sink of at least 14 "W X 16 "D X 5.25 "H, and at least a 5.3 cubic foot refrigerator and Administrative Decision No. -2014 Page 2 0.73 cubic foot freezer. Two off - street parking spaces shall be provided for the unit. The caretaker dwelling unit must have separately accessible utilities. This does not preclude shared utilities. 3. Prior to issuance of a Certificate of Occupancy for the caretaker dwelling unit, the Housing Office may inspect the unit. 4. The floor area of the caretaker dwelling unit shall be included in the total allowed floor area for the lot. 5. Prior to issuance of the building permit for the caretaker dwelling unit, the Applicant shall pay the applicable tap fees for water and sewer to the Redstone Water and Sanitation District. 6. The Applicant shall adhere to all material representations made in the application and shall consider those representations to be conditions of approval, unless amended by other conditions. 7. Statutory vested rights for the approval contained herein are granted pursuant to the Pitkin County Land Use Code and Colorado Statutes, subject to the exceptions set forth in Pitkin County Land Use Code, S 4 -140 and C.RS, S 24 -68 -105. The statutory vested rights granted herein shall expire on /) 2017. PUBLIC NOTICE PUBLISHED IN THE ASPEN TIMES WEEKLY on the 4`h day of April, 2014. APPROVED by the Director, this day of 2014. PUBLISHED AFTER ADOPTION FOR VESTED REAL PROPERTY RIGHTS in the Aspen Times Weeklv on the day of ma � / , 2014. IIAC� Ak �- �" Q1 . fX4 Ci— ndy Houben, Community Development Director P011 -14 PID #272917401048 ATTN: Suzanne Wolf Berry Special Review for Caretaker Dwelling Unit (Case# P011 -14) William Berry 000001 dT Sb L SLLMS0£B X1:N39 a300a Berry Special Review for Caretaker Dwelling Unit (Case# P011 -14) Special Review Criteria: (a) The special review is consistent with the Pitkin County Master Plan including the Redstone Master Plan. This CDU "finish out" will be in keeping with the residential neighborhood where it is located. This is an existing structure with only an interior finish out. (b) The special review does not conflict with the County Land Use Code or Land use Policies found in Chapter 1. This will be a finish out of an existing CDU over the garage. (c) The proposed development does not materially endanger the public health, safety, and welfare. This is an existing building, only the interior of the CDU is to be completed. (d) The proposed development will not injure the value of any adjoining properties. The current adjacent property has 3 rentable units with monthly rentals across the street at the Redstone Cliffs. (e) The special review is consistent with the zone district of residential in which it is located. (f) The special review is compatible with the immediate vicinity and the character of the surrounding land. See (d) above. (g) N/A (It is an existing structure.) (h) The site of the CDU has immediate access to roads, potable water, sewer, solid waste, parks, police, fire protection, emergency medical services, hospital and medical services, drainage systems, and schools. The proposed project is connected to the Redstone Water and Sanitation District facilities. All fire and emergency personnel will have easy access, as this will only be a "finish out" of the existing structure. 000002 Z'd S16O690ce ),2:i38 2i3OO'd 0 U4 .00'05 3_00.£>,ZZ N C SML69OC9 Mc 39 'd3JO21 -F �k y Y Z Q N W Z Q O a_ W z W 3 0 a Q W 2 W 0 XA, �, w } Q K < O Q �w N � a ,17N ` ry W rn �\ LLI � $ b \ b y. .0. LL ? aaoo4 = Cot) 17 d 51106650E8 1.212330 2130023 PITKIN COUNTY COMMUNITY DEVELOPMENT DEPARTMENT 130 S. Galena Street Aspen, Colorado 81611 (970) 920 -5526 February 26, 2014 William Berry P.O. Box 448 Uvalde, TX 78802 Re: Berry Special Review for Caretaker Dwelling Unit (Case# P011 -14) Dear Mr. Berry, The Community Development Department has completed its preliminary review of the captioned application. We have determined that this application is incomplete. The application will not be reviewed until the following items are submitted: Can you show on the plan of the lot where 2 parking spaces can be accommodated for the CDU? Can you specifically address the special review criteria in Sec. 2- 30 -30(h) of the Code? 1 copied the section below. I sent an email on January 30 to Sherry Rubin requesting this additional information, but did not realize that she is not representing you on this application. 1 apologize for the delay in getting this request to you. If you have any questions, please call me at 920 -5093 or email suzanne.wolLf(pitkincouiit,/.com. Thank you. Sincerely, Suzanne Wolff Senior Planner 000005 10 steel Pitkin County Community Development Department This certificate issued pursuant to the requirements of the 2003 edition section 110 of the Intemationet Residential Code. It certifies that at the date of Issuance, the structure as descnbed below was In compliance with the various resolutions and ordinances regulating budding construction and use In this jurisdiction. Use Classification: GARAGE Building Permit: 0029.2005.PRBU Building Address: 420 REDSTONE BLVD - REDSTONE CO 81623 Owner of Building: DAVID AND JANA KOUBEK OwnerAddres's: 420 REDSTONE BLVD REDSTONE CO 81623 Group: IRC Type of Construction: V -B Use Zone: VC Description: PARCEL ID 272917401048 - LOTS 33 AND 33A, REDSTONE SUBDIVISION. 557 SQUARE FOOT TWO -STORY DETACHED TWO -CAR GARAGE INCLUDES 361 SQUARE FEET OF GARAGE AND 196 SQUARE FEET OF STORAGE ABOVE. Comments & Restrictions: BOARD OF ADJUSTMENT 02 -2005. qwa a i Chief Building Official Dat Note. In all occupancies, except R this certificate must be posted In a conspkuom place near the main exit on the premises for which It is Issued. My alterallon or use of these deacnbed premises cr wrijoh tiered without me wntten eppmo aid the eulidirg ofpciel shall negate this Co and subject a to revocation 0ID0006 1Ap pu 4 0 R' -RAL AREA RESIDENTIAL GMQS TRACKING WORKSHEET p PermiE�C)O. /,2�L�5 PS�or` e. ec as of Jane 19 2000 and Still Vested? Rural Area Sub -Area Yes O Roaring Fork y�ti'o rystal River F Q Frying Pan :1 3­1975 Legally Created, Not Merged Parcel or Subdivision Lot :1 cos ' g76 35 acre Roaring Fork or UGS parcel ='e•June 2000 BOCC Approved Subdivision °•e- January. 2000 Crystal or Frying Pan 35 acre Parcel cs•.cne 2000 Subdivision Lot or 35 acre Parcel Ex s:irg Flccr Area 154 ? sq. ft. cosec loor Area G sq ft _ =es -:ar: =:ccr Area sq h x -- z: =g F�,cer Area _sq. ft. E,_—ct Sub grade Ca,ace F'cor Area 0 sq ft. by Par.m i t Q Exemption Used by All Development or, Property sq f CCC sq ft Exemption Used by Permit sq h a Arec _ empt by TOP sq. ft ea Exempted by Used by Per sq, ft. .-I rcate _ .,..oval --a ='ccr Area c_ 'cr Add.! oval Fiocr Area Used sq ft. �clr ^gev' Development ­r Area Allocation for New Development Used sq ft 0iJU0U i c.,emphon 7 Agricultural Budding sc Addi;,on Z) TOR Re ^coe, O Historic Preservation _ ac acement 0 AH Zone Districts Ca eca^ 1-4 Not in. AH Zone (Density Bonus only) O R. 0, : Densely Bonus only) ❑ Large Lot (500 ac, & RS'c0) Ex s:irg Flccr Area 154 ? sq. ft. cosec loor Area G sq ft _ =es -:ar: =:ccr Area sq h x -- z: =g F�,cer Area _sq. ft. E,_—ct Sub grade Ca,ace F'cor Area 0 sq ft. by Par.m i t Q Exemption Used by All Development or, Property sq f CCC sq ft Exemption Used by Permit sq h a Arec _ empt by TOP sq. ft ea Exempted by Used by Per sq, ft. .-I rcate _ .,..oval --a ='ccr Area c_ 'cr Add.! oval Fiocr Area Used sq ft. �clr ^gev' Development ­r Area Allocation for New Development Used sq ft 0iJU0U i RESOLUTION OF THE PITKIN COUNTY, COLORADO BOARD OF ADJUSTMENT GRANTING A VARIANCE FOR LOTS 33 AND 33A, REDSTONE Resolution No. 02 -2005 WHEREAS, David Koubek and Jana Koubkova, owners of 420 Redstone Blvd., are requesting a 8.5 foot Rear Yard setback variance for the construction of a detached garage; and WHEREAS, 10 feet is the required rear yard setback for this 7,898 square foot lot in the VC Zone District; and WHEREAS, the parcel is described as Lots 33 and 33A, Redstone; and WHEREAS, the Board of Adjustment is vested with the power to grant or deny such variances by virtue of Title 11, Section 7- 10.30, Pitkin County Code (Land Use Code) and Colorado Revised Statutes, 1973, 30-28- 118(2) (C); and, WHEREAS, based on the evidence presented, the Board of Adjustment makes the following findings: 1. Proper notice procedures, including the notification of all adjoining property owners, has been demonstrated. 2. The required hardship or practical difficulty has been established. 3. Granting such relief will not cause substantial detriment to the public welfare and will not substantially impair the intent and purpose of the Zoning Resolutions and the zoning maps. NOW, THEREFORE, BE IT RESOLVED by the Board of Adjustment, that an 8.5 foot Rear Yard Setback Variance be granted for the construction of a detached garage as shown on Exhibits A and B. WARNING: Any violation of the terms of this resolution may result in rehearing and possible revocation. The Resolution was adopted by vote of the Board of Adjustment of the County of Pitkin, State of Colorado. DATED: March 14, 2005 ic Bo of Adjustor ty, Colo 0 ATTEST: Joanna S. c affner, date k H date County Zoning Officer Chairperson Parcel M# 2729 - 174 -01-048 ,^, 1 111111 Ilill { {1111 IIIII I {�� {IIII {IIII1�1�1f �llll�8 /28° 02:43, SILVIA DAVIS PITKIN COUNTY CO R 0.00 D 0.00 L-O t— 33 `d' 3 A ' To Whom It Mav Concern: I am submitting this application for the Caretaker Dwelling Unit at 420 Reaston- Blvd. The proposal is to convert the space above the existing garage into a caretaKe. dwelling unit. It is the current owners wish to finish the CDU. Compliance with land use code sections: 2- 30- 30(h): Special Review Criteria for CDU 4- 30- 50(e)(1)(2): CDII 6- 30- 40(c): GMQS Exemption for CDU Have all been accounted for and followed. The formal application for the Special Review for CDU has been completed and all required documentation attached. William Berry (V10)Z7A -� j 000009 1 - --33A B vd, N 2?13'00'E 50.00' b V 14.1' 10.0' 0 V � y 24. 7.8' T w v1 O ie a O AL T 9 0 G J' T Va �-A 00 v3 YC N r I1 i I O N V� O O S� 9Q Se r y� 4 A 9Z F �y 8 3A f1 V I a w P V b V 14.1' 10.0' 0 V � y 24. 7.8' T w v1 O ie a O AL T 9 0 G J' T Va �-A 00 v3 YC N r I1 i I O N V� O O S� 9Q Se r y� 4 A 9Z F �y 8 3A f1 V I l,C�-t- 33 K BERRY STUDIO APT. FLOOR PLAN 1/4• = f-T 8/13/12 000011 c7Ujont i V 1 S l BERRY STUDIO APT. BLDG. SECTIONS ar,3nz u�t3�12 RECEPTION #: 584339, 11/14/2011 at 04:20:58 PM, 1 OF 12, R6.0Q Janice K. Vos Caudill, Pitkin County, CO The panted portions of Ih'e rent, meept dRer mitred add,00ne, have been aMmvcd by the Unsnarl neat -sum s,cmm w,„ I ' f'D"/bx•i DlrManCauny l -III _ IF THIS FORM i5 IIsED IN A CONSOMER CREDIT TBANSAC'f10N, CONSULT LEGAL COUNSEL THIS IS A LEGAL INSTRUMENT. IF NOT UNDERSTOOD, LEGAL, TAX OR OTHER COUNSEL SHOULD BE CONSULTED BEF01a F. SIGNING. DEED OF TRUST (Due on Transfer— Strict) THIS DEED OF TRUST is made this 4th day of November, 2011, between WILLIAM 0. BERRY (Borrower), whose address is 420 Redstone Blvd, Redstone, Colorado 81823; and the Public Trustee of the County in which the property (see § I) is situated (Trio ); for the bereft of First State Bank Of Uvalde (Lender), whose address :s PO. Box 1908, Uvalde, Uvalce County, Texas 78802 -1908. Borrower and Lender covenant and agree m follows: 1. Properly in Trust. Borrower, to consideration of the indebtedness herein recited and the trust herein cluil hereby grants and conveys to Trstal in Until with power of aale, the following legally deathbed property located in the REDSTONE SI:BOIVISION County of Pttk n, State of Colorado: Lots 33 and 33A known as No. 420 Redstone Blvd Redstone Colorado 8.623 (Prod Address;, Street Address City state Zip together with ad Fs appurtenances (Property'). 2. Nntc: Other Obligations Stcu red. This Decd of Trust is given to secure to Lender 2.1. the repayment of the indebtedness evidenced by Bonowul note (Note) dated November 4, 2011 in the principal sum of TWO HUNDRED NINETY -SIX THOUSAND FIVE HUNDRED FIFTY AND N011CO Dollars (U.S. $29.6,550 00), with interest on the unpaid principal balance from November 4, 2011 until paid Of the talc of inilially at 3 DO% percent per annum, with principal and interest payable at 200 E. Nepal Street, Uvalde, Uvalde County. Texas 78801 or such Dthcr place as Lender may designate, ir. monthly payments of One Thousand Four Hundred Six and 621100 Donlan (U.S $1,406.62), due on the 1st day of one., month beginning January 1, 2012; such payments to continue until the entire indebtedness evidenced by said Note is fully paid; however, if not sooner paid, the entire principal amount outstanding and accred intunst thereon shall be due and payable an December 1, 2038; and Borrower is to pay to Lender a :ate charge 01`5 0% of any payment not received by Lender within 15 days after payment is due; and Botro' +er has the right to prepay the principal ampunl outstanding under said Note, m whole or in part, a any tine without penalty except NrA; 2.2. the payment of all other' sums, with inteest thetcou at 18 00% per annum, disbursed by, Lender in accordance with this Deed of Trust to protect the security of this teed ofTnur, and 2.3. the performance of the covenants and agreements of Borrower herein contained 3. Title. 'Borrower covenants that Borrower owns and has the riot to grant and convey the iroperty, and warohts title to the same, subject to general real estate taxes for the current your, casements of retard or ir. existence, and recorded ccdaa:inns, Molehill reservanens and covenants, if any, al of this dux; and swlcct to ( See Exhibit "A ") a. Payment of Principal and Interest. Borrower shall promptly pay when duc the principal of and intcrmt on the indebtedness e, idenccd Dy the Note, ant are charges m provided In the Note aid shall perform all of Borrower's other covenants eonuin:d in the Note. S. Application or Payments. Al payments received by Lender wder the items hereof shall be applied by Lcnde, sirs; in payment of amounts due partisans to § 23 (Escrow Funds for Taxes and Insurance), then to amounts dsbursed by Lender pursuant to § 8 (Protection of London's Security), and the balance in accordance with the terns and conditions of the Notes ti. Prior Nottgages and Deeds of Trust; Charges; Mena Borrower abut l perform al I of Borrower's ohligatioas order my prim deed of b+tst and soy other prior liens. Borrower shall pay all taxes, assessments and other cbatll fines I... 1 si is ubu013 Page 1 of 6 KJVUr. X14 Is tt3—K The ponied portions of tins form, except ditfavitlated additions, have been approved by the Colorado Real Estate Commission. (TD1b8•IO) (Mandatory I.11) IF THIS FORM IS USED IN A CONSUMER CREDIT TRANSACTION, CONSULT LEGAL COUNSEL THIS IS A LEGAL INSTRUMENT. IF NOT UNDERSTOOD, LEGAL, TAX OR OTHER COUNSEL SHOULD BE CONSULTED BEFORE SIGNING. DEED OF TRUST (Due on Transfer — Strict) THIS DEED OF TRUST is made this 4th day of November, 2011, between WILLIAM 0. BERRY (Borrower), whose address is 420 Redstone Blvd, Redstone, Colorado 81823; and the Public Trustee ofthe County in which the Property (sea § 1) is situated (Trustee); for the benefit of First State Bank of Uvalde (Lender), whose address is P.O. Box 1908, Uvalde, Uvalde County, Texas 78802 -1908. Borrower and Lender covenant and agree as follows: 1. Property in Trust. Borrower, in consideration of the indebtedness herein recited and the trust herein treated hereby grants and conveys to Trustee in trust, with power of sale, the following legally described property located in the REDSTONE SUBDIVISION County of Pitkin, State ofC010rado: Lots 33 and 33A known as No. 420 Redstone Blvd Redstone Colorado 81623 (Property Address), Street Address City State Zip together with all its appurtenances (property). 2. Nola: Other Obligations Secored. This Deed of Trial is given to secure to Lender: It. the repayment of the indebtedness evidenced by Borrower's note (Note) dated November 4, 2011 in the principal sum of TWO HUNDRED NINETY -SIX THOUSAND FIVE HUNDRED FIFTY AND NO1100 Dollars (U.S. $298,550.00), with interest on the unpaid principal balance from November 4, 2011 until paid, at the rate of initially at 3.00% percent per annum, with principal and interest payable at 200 E. Nepal Street, Uvalde, Uvalde County, Texas 78801 or such other place u Lender may designate, in monthly payments of One Thousand Four Hundred Six and 621100 Dollars (U.S. $1,406.62), due on the 1st day of each month beginning January 1, 2012; such payments to continue until the entire indebtedness evidenced by said Note is fully paid; however, if not sooner paid, the enure principal amount outstanding and accrued interest thereon shall be due and payable on December 1, 2036; and Borrower is to pay to Lender a late charge of 5.0% of any payment not received by Lender within 15 days after payment is due; and Borrower has the right to prepay the principal amount outstanding under said Note, in whole or in part, at any time without penalty except NIA; 2,2. the payment of all other sums, with interest thereon at 18.00% per annum, disbursed by Lender in accordance with this Deed of Trust to protect the security of this Deed of Trust; and 2.3. the performance of the covenants and agreements of Borrower herein contained. 3. Title, 'Borrower covenants that Borrower owns and has the right to grant and convey the Property, and warrants title to the same, subject to general real estate taxes for the anent your, easements of record or in existence, and recorded declarations, restrictions, reservations and covenants, if any, as of this date; and subject to ( See Exhibit "A:'). 4. Payment of Principal and Interest. Borrower shall promptly pay when due the principal of and interest on the Indebtedness evidenced by the Note, and late charges as provided in the Note and shall perform all of Borrower's other covenants contained in the Note. 5. Application of Payments. All payments received by lender under the torms hereof shall be applied by Lender first in payment of amounts due pursuant to § 23 (Escrow Funds for Taxes and Insurance), then to amounts disbuned by Lender pursuant to § 9 (Protection of Lender's Security), and the balance in accordance with the terms and conditions of the Note. 6. Prior Mortgages and Deeds of Trust; Changes; Liens. Borrower shall perform all of Borrower's obligations under any prior deed of trust and any other prior liens. Borrower shall pay all taxes, usessmcnta and other charge a, Mes Page 1 of 6 KJVUr. X14 Is tt3—K H R AUAM payments or ground rents, if any, in the manner set out In § 23 (Escrow Funds for Taxes and Insurance) or, if not required to be paid in such manner, by Borrower making payment when due, directly to the payee thereof. Despite the foregoing. Borrower shalt not be required to make payments otherwise required by this section if Borrower, after notice to Lender, shall in good faith contest such obligation by, or defend enforcement of such obligation IN legal proceedings which operate to prevent the enforcement of the obligation or forfeiture of the Property or any part thereof, only upon Borrower making all such contested payments and other payments as ordered by the court to the registry of the court in which such proceedings are tiled. 7. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected one the Property Insured against loss by Stem hazards Included within the term "extended coverage' in an amount at least equal to the lesser of (a) the insurable value of the Property or (b) an amount sufficient to pay the sums secured by this Deed of Trust as well as any prior encumbrances on the Property. All of the foregoing shall be known as "Property Insurance." The insurance carrier providing the insurance shall be qualified to write Property Insurance in Colorado and shall be chosen by Borrower subject to fender's right to reject the chosen carrier for reasonable cause. All insurance policies and renewals thereof shall include a standard mortgage clause In favor of Lender, and shall provide that the insurance carrier shall notify Lender at least ten (10) days before cancellation, termination or any material change of coverage. Insurance policies shall be furnished to Lender at or before closing. Lender shall have the right to hold the policies and renewals thereof. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Insurance proceeds shall be applied to restoration or repair of the Property damaged, provided &aid restoration or repair is economically feasible and the security of this Deed of Trust is not thereby impaired. If such restoration of repair is not economically feasible or if the security of this Dad of Trust would be impaired, the Insurance proceeds shall be appticd to the sums secured by this Dad of Trust. with the excess, if any, paid to Borrower. If the Property is abandoned by Borrower, or if Borrower falls to respond to Lender within 30 days from the date notice is given in accordance with § 16 (Notice) by Lender to Borrower that the insurance carrier offers to settle a claim for insurance benefits, Lender is authorized to collect and apply the Insurance proceeds, at Lender's option, either to restoration or repair of the Property or to the sums secured by this Deed of Trust. Any such application of proceeds to principal shall not extend or postpone the due date of the installments referred to in §§ 4 (Payment of Principal and Interest) and 23 (Escrow Funds for Taxes and Insurance) or change the amount of such Installments. Notwithstanding anything heroin to the contrary, if under § 18 (Acceleration; Foreclosure; Other Remedies) the Property is acquired by lender, all right, title and interest of Borrower in and to my insurance policies and In and to the proceeds thereof resulting from damage to the Property prior to the sale or acquisition shall pass to Lender to the extent of the sums secured by this Deed of Trust immediately prior to such sale or acquisition. All of the rights of Borrower and lender hereunder with respect to insurance carriers, insurance policies and insurance Proceeds are subject to the rights of any holder of a prior deed of trust with respect to said insurance caries, policies and proceeds. & Preservadoa and Maintenance of Property. Borrower shall keep the Property in good repair and shall not commit waste or permit impairment or deterioration of the Property and shall comply with the provisions of any lease if this Deed of Treat is on a leasehold. Borrower shall perform all of Borrower's obligations under any declarations, covenants, by-laws, rules, or other documents governing the use, ownership or occupancy of the Property. 9, Proleetfon of Leader's Severity. Except when Borrower has exercised Borrower's nghts under § 6 above, if Borrower fails to perform the covenants and agreements contained in this Dad of Trust, or if a default occurs in a prior lien, or if any action or proceeding is commenced which materially affects Lender's interest in the Property, then Lender, at Lender's optfon, with notice to Borrower if required by law, may make such appearances, disburse such sums and take such action as is necessary to protect Lender's interest, including, but not limited to: 9.1. any general or special taxes or ditch or water assessments levied or accruing against the Property, 9.2. the premiums on any insurance necessary to protect any improvements comprising a part of the Property: 9.3, sums due on any prior lien or encumbrance on the Property; 9.4. if the Property is a leasehold or is subject to a lease, all sutra due under such least; 9,5. the reasonable costs and expenses of defending, protecting, and maintaining the Property and LeMer's interest in the Property, Including repair and maintenance costs and expenses, cons and expenses of protecting and securing the Property, receiver's fees and expenses, inspection fem appraisal fees, court costs, attorney fees and costs, and fees and costs of an attorney in the employment of Lender or holder of the certificate of purchase; Page t of 6 UOU015 I s 1 sru 9.6. all other costs and expenses allowable by the evidence of debtor this Deed of Trust; and 9.7, such other costs and expenses which maybe authorized by a court of competent jurisdiction. Borrower hereby assigns to Lender any light Borrower may have by reason of any prior encumbrance on the Property or by taw or otherwise to cure any default under said prior encumbrance. Any amounts disbursed by Lender pursuant to this § 9, with Interest thereon, shall become additional indebtedness of Borrower secured by this Deed of Trust. Such mounts shall be payable upon notice from Lender to Borrower requesting payment thereof, and Lender may bring suit to collect any amounts so disbursed plus interest specified in 12.2 (Note: Other obligations Secur4. Nothing contained in this § 9 shall require Lender to moo any expense or take any action hereunder, 10. Inspection. Lender may make or cause to be made reasonable entries upon and inspection of the Property, provided that tender shall give Borrower notice prior to any such inspection specifying reasonable cause therefore related to Lender's interest in the Property. 11. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of the Property, or part thereof, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender as herein provided. However, all of the rights of Borrower and Lender hereunder with respect to such proceeds are subject to the rights army holder of a prior deed of trust In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Deed of Trust, with the excess, if any, paid to Borrower. in the event of a partial taking of the Property, the proceeds remaining after taking out any part of the award due any prior lien holder (net award) shall be divided between Lender and Borrower, to the same ratio as the amount of the sums secured by this Deed of Trust immediately prior to the date of taking bears to Borrower's equity in the Property immediately prior to the date of taking. Borrower's equity in the Property means the fair market value of the Property leas the amount of sums secured by both this Deed of Trust and all prior liens (except taxes) that an to receive any of the award, all at the value Immediately prior to the date of taking. If the Property is abandoned by Borrower or it after notice by (.ender to Borrower that the condemnor often to make an award or sale a claim for damages, Borrower fails to respond to Lender within 30 days after the date such notice is given, Lender is authorized to collect and apply the proceeds, at Lender's option, either to restoration or repair of the Property or to the sums secured by this Deed of Trust. Any such application of proceeds to principal shall not extend or postpone the due date of the installments referred to In §§ 4 (Payment of Principal and Interest) and 23 (Escrow Funds for Taxes and Insurance) nor change the amount of such installments. 12, Borrower not Released. Exremien of the time for payment or modification of amortization of the sums secured by this Deed of Trust granted by Lender to any successor in interest of Borrower shall not oparate to release, in any manner, the liability of the original Borrower, nor Borrowaea successors in interest, from the original terms of this Deed of Trust. Lender shall not be required to commence proceedings against such successor m refuse to extend time for payment or otherwise modify amortization of the sums secured by this Deed of Trust by reason of any demand made by the original Borrower not Borrower's successon in interest. 13. Forbearance by Leader Not a Waiver. Any forbearance by Lender in exercising arty right or remedy hereunder, or otherwise afforded by law, shall not be a waiver or preclude the exercise army such right or remedy. 14. Remedies Cumulative. Each remedy provided in the Note and this Deed of Trust is distinct from and cumulative to all other rights or remedies under the Note and this Deed or Tt t or afforded by law or equity, and may be exercised concurrently, independently or Successively, 15. 5accelsors and Amiga$ Bound; Joint and Several Liability; Captions. The covenants and agreements heroin contained shall bind, and the rights hereunder shall inure to, the respective succomon and assigns of lender and Borrower, subject to the provisions of § 24 (Transfer of the Property; Assumption). All covenants and agreements of Borrower shall be joint and several. The captions and headings of the sections in this Deed of Trust are far convenience only and are not to be used to interpret or define the provisions hereof. 16. Notice. Except for any notice required by law to be given In another manner, (a) any notice to Borrower provided for in this Deed of Trust shall be in writing and shall be given and be effective upon (1) delivery to Borrower or (2) mailing such notice by first class U.S. mail, addressed to Borrower at Borrower's address stated herein or at such other address as Borrower may designate by notice to Lender as provided herein, and (b) any notice to Lender shall be in writing and shall be given and be ei£ective upon (1) delivery to Lender a (2) mailing such notice by first class V.S. mail, to Lender's address stated herein or to such other address as Lender may designate by notice to Borrower as provided herein. Any notice provided for in this Decd of Trust shall be deemed to have been given to Borrower or Lender when given in any manner designated herein. Past 3 of 6 rtr UOUL)IO H 11, Governing Law; Severabllity, The Note and this Decd of Trust shall be governed by the law of Colorado. In the event that any provision or clause of this Deed of Trust or the Nota conflicts with the law, such conflict shall not affect other provisions of this Deed of Trust or the Note which can be given effect without the conflicting provision, and to this end the provisions of the Deed of Trust and Note are declared to be severable. 18. Acceleration; Foreclosure; Other Remedies. Except as provided in § 24 (Transfer of the Property; Assumption), upon Borrower's breach of any covenant or agreement of Borrower in this Deed of Trust, or upon any default in a prior lien upon the Property, (unless Borrower has exercised Borrower's rights under § 6 above), at Lender's option, all of the sums secured by this Deed of Trust shall be immediately due and payable (Acceleration). To exercise this option, Lender may invoke the power of sale and any other remedies permitted by law. lender shall be entitled to collect all reasonable costs and expenses incurred in pursuing the remedies provided in this Deed of Trust, including, but not limited to, reasonable ottomcy's fees. If Lender invokes the power of sale, Lender shall give written notice to Trustee of such election. Trustee shall give such notice to Borrower of Borrower's rights as Is provided by law, Trustee shall record a copy of such notice and shall cause publication of the legal notice as required by low in a legal newspaper of general circulation in each county is which the Property is situated, and shall mail copies of such notice of sale to Borrower and other persons as prescribed by taw. After the lapse of such time as may be requbed by law, Trustee, without demand on Borrower, shall sell the Property at public auction to the highest bidder for cash at the time and place (which may be on the Property or any part thereof as permitted by law) in one or more parcels as Trustee may thirds best and in such order as Trustee may determine. Lender or Lender's designee may purchase the Property at any sale. It shall not be obligatory upon the purchaser at any such sale to see to the application of the purchase money. Trustee shall apply the proceeds of the sale in the following order: (a) to all reasonable costs and expenses of the sale, including, but not limited to, reasonable Trustee's and attorney's fees and costs of title evidence; (b) to all sums secured by this feed of Trust; and (c) the excess, if arty, to the person or persons legally entitled thereto. 19. Borrower's Right to Cure Default Whenever ftrecloaure is commenced for nonpayment of any sums due hereunder, the owners of the Property or parties liable hereon shall be entitled to cum said defaults by paying all delinquent principal and 'interest payments due as of the date of care, costs, expenses, late charges, attorney's fees and other fees all in the manner provided by law. Upon such payment, this Deed of Trust and the obligations secured hereby shall remain in full force and effect as though no Acceleration had occurred, and the foreclosure proceedings shall be discontinued. 20. Assignment of Rents; Appolotmeot of Receiver; Leader in Possession. As additional security hereunder. Borrower hereby assigns to Lender the Tents of the Property, however, Borrower shall, prior to Acceleration under § 18 (Acceleration; Foreclosure; Other Remedies) or abandonment of the Property, have the right to collect and retain Such rents as they become due and payable. Lender or the holder of the Trustee's certificate of purchase shall be entitled to a receiver for the Property after Acceleration under § 18 (Acceleration; FoTeClostau; Othcr Remedies), and shall also be so entitled timing the time covered by foreclosure proceedings and the period of redemption, if any; and shall be entitled thereto as a matter of right without regard to the solvency or insolvency of Borrower or of the than owner of the Property, and without regard to the value thereof. Such receiver may be appointed by any Court of competent Jurisdiction upon ex pane application and without notice; notice being hereby expressly waived. Upon Acceleration under § 18 (Acceleration: Foreclosure; Other Remedies) or abandonment of the Property. Lender, in person, by agent or by judicially- appointed receiver, shall be entitled to enter upon, take possession of and manage the Property and to collect the rents of the Property Including those past due. All rent, collected by Lender or the receiver shall be applied, first to payment of the costs of preservation and management of the Property, second to payments dux upon prior liens, and then to the sums secured by this Deed of Trust. Lender and the receiver shall be liable to account only for those rents actually received. 2t. Release, Upon payment of all sums secured by this Deed of Trust, Lender shall cause Trustee to release this Deed of Trust and shall produce for Trustee the Note. Borrower shall pay all costs of recordation and shall pay the statutory Trustee's fees. If Lender shall not produce the Note as aforesaid, than Lender, upon notice in accordance with § 16 (Notice) from Borrower to Lender, shall obtain, at Lender's expense, and file any lost instrument bond required by Trustee or pay the cost thereof to effect the release of this Deed of Trust. 22. Waiver of Exemptloos. Borrower hereby waives all right of homestead and any other exemption in the Property under state or federal law presently existing or hereafter enacted. 23. Escrow Funds for Taxes and Insurance. This § 23 is not applicable if Funds, as defined below, are being paid pursuant to a prior encumbrance. SubJecl to applicable law, Borrower shall pay to Lender, on cash day installments of Page f are 000017 principal and interest are payable under the Note, until the Note is paid in full, is sum (herein referred to as "Funds") equal to (see attached Waiver) of the yearly taxes and assessments which may attain priority over this Deed of Trust, plus (see attached Waiver) of yearly premium installments for Property insurance, all as reasonably estimated initially and from time to time by Lender on the basis of assessmonts and bills and reasonable estimates thereof, taking into account any excess Funds not used or shortages. The principal of the Funds shall be hold in a separate account by Lender in trot for the benefit of Borrower and deposited in an institution, the deposits or accounts of which are insured or guaranteed by a federal or state agency. Lender shall apply the Funds to pay said taxes, assessments and Insurance premiums. Lender may not charge for so holding and applying the Funds, analyzing said account or verifying and compiling said assessments and bills. Lender shall not be required to pay Borrower any interest or earnings on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged w additional security for the sums secured by this Deed of Trust. If the amount of the Funds held by Lender shall not be sufficient to pay taxes, assessments and insurance premiums w they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency within 30 days from the date notice is given in accordance with § 16 (Notice) by Lender to Borrower requesting payment thereof. Provided however, if the loan secured by this Deed of Trust is subject to RESPA or other laws regulating Escrow Accounts, such deficiency, surplus or any other required adjustment shall be paid, credited or adjusted in compliance with such applicable laws. Upon payment in full of all sums secured by this Dad of Trust, Lender shall simultaneously refund to Borrower any Funds held by Lender. If under § 19 (Acceleration; Foreclosure; Other Remedies) the Property Is sold or the Property is otherwise acquired by Lender, Lender shall apply, no later than immodtately prior to the sale of the Property ar its acquisition by Lender, whichever occurs Brst, any Funds held by Lender at the time of application w a credit against the sums secured by this Deed of Trust. 24. Transfer of the Property; Assumption. The following events shall be referred to herein as a "Transfef': (i) a transfer or conveyance of tide (or any portion thereof, legal or equitable) of the Property (or any part thereof or interest (herein); (it) the execution of a contract or agreement creating a right to title (or any portion thereof, legal or equitable) in the Property (or any part thereof or interest therein); (iii) or an agreement granling a possessory right in the Property (or any portion thereof), in excess of 3 years; (iv) a sale or transfer of, or the execution of a contract or agreement creating a right to acquire or receive, more than fifty percent (50°16) of the controlling interest or more than fifty percent (50%) of the beneficial interest in Borrower end (v) the reorganization, liquidation or dissolution of Borrower. Not to be included as a Transfer are (x) the creation of a lien or encumbrance subordinate to this Deed of Trust; (y) the creation of a purchase money security interest for household appliances; or (z) a transfer by devise, descent or by operation of the law upon the death of a joint tenant. At the election of Lender, in the event of each and every Transfer: 24.1. All sums secured by this Deed of Trust shall become immediately due and payable (Acceleration), 24.2. if a Transfer occurs and should Lender not exercise Leader's option pursuant to this § 24 to Accelerate, Transferee shall be deemed to have assumed all of the obligations of Borrower under this Deed of Trust including all sums secured hereby whether or not the instrument evidencing such conveymm contract or grant expressly so provides. This covenant shall run with the Property and remain In full force and effect until said sums we paid in full. Lender may without notice to Borrower deal with Transferee in the some manner as with Borrower with reference to said sums including the payment or credit to Transferee of undisbursed reserve Funds on payment in full of said sums, without in any way altering or discharging Borrower's liability hereunder for the obligations hereby secured, 24.3. Should Lender not elect to Accelerate upon the occurrence of such Transfer then, subject to § 24.2 above, the more fact of a lapse of time or the acceptance of payment subsequent to any of such events, whether or not Lender had actual or constructive notice of such Transfer, shall not be deemed a waiver of Lender's right to make such elation nor shall Lender be estoppod therefrom by virtue thereof The issuance on behalf of Lender of a routine statement showing the status of the loan, whether or not Lender had actual or constructive notice of such Transfer, shall not be a waiver or estoppel of Lender's said rights. Pqr 3 ar 6 LUt,018 25. Borrower's Copy. Borrower acknowledges receipt of a copy of the Note and this Deed of Trust. EXECUTED BY BORROWER. IF BORROWER IS A NATURAL PERSON(s): WILLIAM 0. BERRY STATE OF TEXAS / COUNTY OF ( v The foregoing instrument was acknowledged before me this ,_,--4— day of November, 2011 by WILLIAM 0. BERRY. r) ,,,�„ Witness m a offidal seal. 'DONALD L. OW ENS l My co s n ires: W"Puwic.SwworTMW �p I jiPublic, State o exas MAY 11, 2015 0100019 page 6 of 6 tst H Sublect to: 1. Easements, or claims of easements, not shown by the public records, 2, Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records. 3. Unpatented mining claims, reservations or exceptions in patents, or in acts authorizing the issuance thereof. 4. Water rights, claims or title to water. 5. The effect of inclusions in any general or specific water conservancy, fire protection, soil conservation or other district or inclusion in any water service or street improvement area. 6. Right of the proprietor of a vein or lode to extract and remove his ore therefrom, should the same be found to penetrate or intersect the premises, as reserved in United States Patent recorded March 10, 1897 in Book 55 at Page 73 as Reception No. 60213. 7. Right of the proprietor of a vein or lode to extract and remove his ore therefrom, should the same be found to penetrate or intersect the premises, as reserved in United States Patent recorded August 25, 1898 in Book 55 at Page 85 as Reception No. 63889. 8. Easement and right of way for road purposes as granted to the United States of America in document recorded July 12, 1917 in Book 154 at Page 562 as Reception No. 78758, insofar as it may affect subject property. 9. Terms, conditions, obligations and provisions in Deeds recorded February 15, 1945 in Book 166 at Page 315 and recorded October 31, 1945 in Book 171 at Page 79. 10. Resolution No. 77 -15 issued by The Board of County Commissioners for the purpose of revising the lot lines of and enlarging lots within Redstone Subdivision as recorded February 16, 1977 in Book 324 at Page 889 as Reception No. 192118. 11. Short Pond Covenants recorded May 22, 1979 in Book 369 at Page 170 as Reception No. 214697. 12. Easements and rights of way as shown on the Plat recorded April 20, 1944 in Plat Book 02 at Page 24 as Reception No. 88668 and Revised Plat recorded February 20, 1977 in Plat Book 05 at Page 65 as Reception No. 192142, 13, Terms, conditions, provisions and obligations contained in the Deed recorded May 4, 1990 in Book 619 at Page 695. Exhibit "A" Page 1 of 2 O'uu' j20 14. Pitkin County Ordinance No. 94 -14, adopting amendments to the Land Use Code and re- zoning certain properties in Redstone, recorded June 15, 1995 in Book 783 at Page 617 as Reception No. 382211. 15. Resolution of the Planning and Zoning Commission of Pitkin County, Colorado, Granting Approval for an Insubstantial Amendment to a Recorded Plat for David and Patty Nelson Resolution No. PZ -92 -30 as set forth in instrument recorded December 9, 1992 in Book 697 at Page 60 as Reception No. 351661. 16. Resolution No. 107.2002 recorded July 2, 2002 as Reception No, 469403; Resolution No. 02.2005 recorded March 25, 2005 as Reception No. 508280 and Resolution No. 0 1 -2005 recorded June 20, 2005 as Reception No. 511441. Exhibit "A" Page 2 of 2 11t��021 Order Number: 952579 -C2 '�"l�l D �,✓ SU�C�i V,i�i �� SCHEDULE A LEGAL DESCRIPTION Lots 33, and 33A, REDSTONE SUBDIVISION, according to the Plat recorded April 20, 1944 in Plat Book 02 at Page 24 as Reception No. 88668 And Revised Plat and Addition To A Portion Of Redstone Subdivision recorded February 20 1977 in Plat Book 05 at Page 65 as Reception No. 192142. COUNTY OF PITKIN, STATE OF COLORADO Order Number. 95257902 Attached Legal Desmptl- Page 1 or I 000022 ADJUSTABLE RATE RIDER THIS ADJUSTABLE RATE RIDER is made this 4'" day of November, 2011, and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Deed to Secure Debt (the "Security Instrument") of the some date given by the undersigned (the "Borrower") to secure Borrower's Adjustable Rate Note to FIRST STATE BANK OF UVALDE (the "Lender) of the same dale (the "Note') and covering the property described in the Seventy instrument and located at 420 Redstone Blvd., Redstone, Pltkin County, Colorado 81623. THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE INTEREST RATE, IF THE INTEREST RATE INCREASES, THE BORROWER'S MONTHLY PAYMENTS WILL BE HIGHER. IF THE INTEREST RATE DECREASES, THE BORROWER'S MONTHLY PAYMENTS WILL BE LOWER. ADDITIONAL COVENANTS: in addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows. A. INTEREST RATE AND MONTHLY PAYMENT CHANGES. The Note provides for an initial interest rate of 3.00 %. Section 4 of the Note provides for changes in the interest rate and the monthly payments, as follows: 4. INTEREST RATE AND MONTHLY PAYMENT CHANGES. (A) Change Dates The interest rate I will pay may change on the lu day of December, 2014, and every thirty-sixth month thereafter. Each date on which my Interest rate could change is tailed a'Change Date' (B) The Index Beginning with the first Change Date, my interest will be based on "Index' The Index is the weekly average yield on United States Treasury securities adjusted to a constant maturity of three years, as made available by the Federal Reserve Board, The most recent Index figure available as of 45 days before each Change Date is called the "Current Index! If the Index is no longer available, the Noteholder will choose a new index which is based upon comparable information. The Noteholder will give me notice of Its choice (C) Calculation of Changes Before each Change Dale, the Noteholder will calculate my new interest rate by adding two and one-half percentage points (2.5 %) to the Current Index. The Lender will then round the result of this addition to the nearest 1/8 of 1% (0.125 %). This rounded amount will be my new interest rate until the next Change Date. The Noteholder will then determine the amount of the monthly payment that would be sufficient to repay in full the principal I am expected to owe on the Change Dale in substantially equal payments by the maturity date at my new interest rate. The result of this calculation will be the new amount of my monthly payment. (0) Effective Date of Changes My new Interest rate will become effective on each Change Date. I will pay the amount of my new monthly payment beginning on the first monthly payment date after the Change Date until the amount of my monthly payment changes again. (D) Notice of Changes The Noteholder will mail or deliver to me a notice before each Change Date. The notice will advise me of. (i) the new interest rate on my loan as of the Change Date; (h) the amount of my monthly payment following the Change Dale; (ill) any additional matters which the Noteholder is rsquhed to disclose; and (iv) the title and telephone number of a person who will answer any questions I may have regarding the notice. B. CHARGES; LIENS Uniform Covenant 4 of the Security Instrument Is amended to read as follows: 4. Charges; Liens. Borrower shah pay all taxes, assessments, and other charges, fines and impositions attributable to the Property which may attain a priority over this Security Instrument, and leasehold payments or ground rents, If Page i of Waiver 5296.550.00 4,11LL4AM O. BERRY, to First State Bank of Uvalde C U' U 00 23 8 any, in the manner provided under paragraph 2 hereof or, if not paid In such manner, by Borrower making payment, when due, directly to the payee thereof. Borrower shall promptly furnish to Lender all notices of amounts due under [his paragraph, and in the event Borrower shall make payment directly, Borrower shall promptly furnish to Lender receipts evidencing such payments. Borrower shall promptly discharge any lien which has priority over this Security Instrument; however, Borrower shall not be required to discharge any such lien so long as Borrower: (a) shall agree In writing 10 the payment of the obligation secured by such lien in a manner acceptable to Lender; (b) shall in good faith contest such Ken by, or defend against enforcement of such lien in, legal proceedings which in the opinion of Lender operate to prevent the enforcement of the lien, or forfeiture of the Property or any part thereof; or (c) shall secure from the holder of such lien an agreement In a form satisfactory to Lender subordinating such lien to this Security Instrument. C. NOTICE Uniform Covenant 14 of the Security Instrument is amended to read as follows: 14. Notice. Except for any notice required under applicable law to be given in another manner, (a) any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail to Borrower at the Property Address or at such other address as Borrower may designate by notice to Lender as provided herein, and (b) any notice to Lender shall be given by first Gass mail to Lender's address stated herein or to such other address as Lender may designate by notice to Borrower as provided herein. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given In the manner designated herein, D. UNIFORM SECURITY INSTRUMENT; GOVERNING LAW; SEVERABILITY Uniform Covenant 15 of the Security Instrument to amended to read as follows: 15. Uniform Security Instrument; Governing Law; Severabddy. This form of Security Instrument combines uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. This Security Instrument shall be governed by Federal Law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision, and to this end the provisions of this Security Instrument and the Note are declared to be severable. E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER Uniform Covenant 17 of the Security Instrument Is amended to read as follows: 17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or an interest therein is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written consent. Lender may, at Lender's option, declare all the sums seared by this Security Instrument to be immediately due and payable. However, this option shall not be exercised by Lender if exercise is not authorized by Federal Law. If Lender exercises such option to accelerate, Lender shall mail Borrower notice of acceleration in accordance with paragraph 14 hereof. Such notice shall provide a period of not less than 30 days from the date the notice is mailed within which Borrower may pay the sums declared due. If Borrower fails to pay such sums prior to the expiration of such period, Lender may, without further notice or demand on Borrower, Invoke any remedies permitted by paragraph 16 hereof Notwithstanding a sale or transfer, Borrower will continue to be obligated under the Note and this Security Instrument unless Lender has released Borrower in writing. F. LOAN CHARGES If the loan secured by the Security Instrument is subject to a law which sets maximum ban charges, and that taw is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed permitted limits, then: (1) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (2) any sums already collected from Borrower which exceed permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment under the Note. IN WITNESS WHEREOF, Borrower has executed this Adjustable Rate Rider. WILLIAM �Oa� Page 1 of waiver $296.550 00 - WILLIAM 0. BERRY, io First State Bank of Uvalde 000024 WAIVER WHEREAS, WILLIAM 0, BERRY, has effected a loan in the amount of $296,550.00 from FIRST STATE BANK OF UVALDE and has signed a Deed of Trust to Dickie G. Geries, Trustee, wherein paragraph 23 provides for a fund payable to the Lender for payment of insurance and taxes; and WHEREAS, said paragraph 23 requires a written waiver by Lender of such fund for payment of insurance and taxes; NOW, THEREFORE, for mutual consideration, Lender hereby waives the necessity for such fund contained in paragraph 23 of said Deed of Trust. This waiver expressly does not affect any other provisions contained in said Deed of Trust, including Borrower's responsibility to pay for taxes and maintain insurance on the Property. 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I .y III I!n,nnxQ�WV 't�� 000028 R' nut,. rm l lan.I .'I'd ill l iatl 10.11 Nola's I'u l•h0: MwN I Naha111ta11 Nlvmmml"uw eapn0, ..1:.1.1.1 ^L, W \W U L (B a 0 U CL J 000029 l ^� 33 Jac Stihd E U'i srr-� a 0 y�FFZ a N O m� �8 hV C5 _ O� r WU Z ('l O � Z b W O aZZ fLL E0 O O `mN W� .O 0 U LL 0 W U) H LL U) in UD Z:) T N I. 0 / N [D U O C a m E° f � 13 p� 0 Lo f 33 + 33 A 1 SU-6Ci-Ivisi� are en,ow. v* eoa wnoRM1� y;T�y r� *t' 1 m .e ..o.o .. • �r i4 t�.4 m u ti [� i �. •?�� _�. ` � °,^ " ter; - �`Mrc: par�I�rw �e+w.ytwt a4'.�ia.t /a e4 - wY�� \�` - Mai �++h��•�ow[ }.;ri� w�[ � l -_. f'p�•j, �,,�� Y— "s8 Le7..ta• + u a OKI 000030 1 iNN tS M The owner of the property William Berry gives his consent to his representative Sherry Rubin to represent the owner in processing the application for the CDU. X970 -q�3 -3300 x;60331 William Berry CDU Application Neighboring Property Owners — South Nicky Tilotta 1112 Laguna Vista Grapevine, TX 76051 John W. Chrome III 366 Redstone Blvd. Redstone, CO 81623 Christopher Mason 364 Redstone Blvd. Redstone, CO 81623 Neighboring Property Owners — North Frank E. and Beverley Hill 0036 Bighorn Lane Redstone, CO 81623 Jason and Courtney Jaynes 440 Redstone Blvd. Redstone, CO 81623 Wofford Family Trust Mr. Don Wofford 450 Redstone Blvd. Redstone, CO 81623 William F. and Rachael W. Eubank 455 W. 23rd. Avenue Gulf Shores, AL 36542 Robert J. and Maryann Wofford 476 Redstone Blvd. Redstone, CO 81623 Neighboring Properties — Across Street Richard Franke 8605 Padre Blvd. South Padre Island, TX 78597 Mary Stanaszek 215 Redstone Blvd. Redstone, CO 81623 vju332 eas,o nc� oSu �d i V I S I �rru 410 Redstone Blvd. and 386 Redstone Blvd. 366 Redstone Blvd. and 364 Redstone Blvd. Parcel C 364 Redstone Blvd. Parcel A & B 424 Redstone Blvd. 440 Redstone Blvd. 450 Redstone Blvd. 460 Redstone Blvd. 476 Redstone Blvd. 363 Redstone Blvd. 373 Redstone Blvd. and 433 Redstone Blvd. William Berry CDU Application Neighboring Properties — Page 2 Jeffrey M. and Janette R. Bier 385 Redstone Blvd. Redstone, CO 81623 'William and Kim Amicon Crystal Club 467 Redstone Blvd. Redstone, CO 81623 DU6033 �, of 83 �+ �eds�c- 385 Redstone Blvd. 467 Redstone Blvd. 3�I Subd-lv,f s) e-w 33 � �ubd� V Iodr -.ti. PITKIN COUNTY COMMUNITY DEVELOPMENT DEPARTMENT AGREEMENT FOR PAYMENT OF LAND USE APPLICATION FEES PITKIN COUNTY (hereinafter COUNTY) and (J, Wt a- (hereinafter APPLICANT) AGREE AS FOLLOWS: i. AP If�T has submitted to COUNT an application for Core ik i �A < (A vu t- = v�%c rh t ( �� ""P re?l after, THE PROJECT). 2. APPLICANT understands and agrees that Pitkin County Ordinance No. 30 -2009 establishes a fee Structure for land use applications and the payment of all processing fees is a condition precedent to a determination of application completeness. The fee structure is based on the County's policy that development shall pay, in full, the cost of development review in Pitkin County. Fees have been set to be consistent and fair to the public and to reflect the expense incurred in providing such services to the public. 3. APPLICANT and COUNTY agree that because of the size, nature or scope of the proposed project, it may not be possible at the time of application to ascertain the full extent of the costs involved in processing the application. 4. APPLICANT and COUNTY agree that fees charged for the processing of land use applications shall accumulate H an application includes more than one type of land use review. 5. COUNTY and APPLICANT further agree that it is impracticable for COUNTY staff to complete processing or present sufficient information to the Planning Commission and/or Board of County Commissioners to enable the Planning Commission and/or Board of County Commissioners to make legally required findings for project approval, unless current billings are paid in full prior to decision. 6. Therefore, APPLICANT agrees that in consideration of the COUNTY's waiver of its right to collect full fees prior to a determination of application completeness, APPLICANT shall pay a base fee in the amount of $ which is based on _ hours of staff time, and if actual time spent by staff to process the application exceeds the average number of hours by more than 20 %, then the COUNTY will bill the APPLICANT quarterly for the additional time spent. Such periodic payments shall be made within 30 days of the billing date. APPLICANT further agrees that failure to pay such accrued costs shall be grounds for suspension of processing. PITKIN COUNTY Cindy Houben Community Development Director Effective 1/26/10 G:county\admin \forms \agreement to pay 000034 APPLICANT (.kj lUk cR v-, Pri t Na Signature Date: k / Z 3 /-1-4 Mailing Address: W (llia R_s L O T3ov YY8 v.ti \b� Tx `7d XO (9 30) Z ?8- �ZZ3 PITKIN COUNTY PRE - APPLICATION CONFERENCE SUMMARYDATE. 7/18/12 PLANNER: Suzanne Wolff PHONE: (970) 920 -5093 E -MAIL: Suzanne wolff @co pitkin.co.us LOCATION: 420 Redstone Blvd. APPLICANT: William Berry REPRESENTATIVE: ShempRuhin Type of Application: Special Review for Caretaker Dwelling Unit PID# 272917401048 ZONE: VC __.,n. _.u._ ._ail Description of ProjectlDevelopment: The Applicant proposes to convert the space above the existing garage into a caretaker dwelling unit. Land Use Code Sections to be addressed in letter of request (application : • 2- 30- 30(h): Special Review criteria for caretaker dwelling unit • 4- 30- 50(e)(1)(2): Caretaker Dwelling Unit • 6- 30- 40(x): GMQS Exemption for CDU Review by: Community Development Director Public Hearing: NO. However, notice is required via posting, mailing and publication. The Applicant shall post a public notice sign on the property at least 15 days prior to the date specified for the Administrative Decision pursuant to Sec. 2- 20- 100(a)(3) of the Land Use Code. In addition, the Applicant shall-mail notice (by certified mail) to all owners within 300' of the property and mineral estate owners with the return address of the Community Development Department (form of notice to be obtained from the Community Development Department). The names and addresses shall be those on the current tax records of Pekin County the public they appear no more than 60 days prior to the date of the public hearing. A property notice shall have 2 weeks from the date the notice was postmarked to submit comments or objections to the Community Development Department. Staff will refer the application to the following agencies: Crystal River Caucus, Housing FEES: $1,194 (make check payable to "Pitkin County Treasurer") • $936 Planning Office flat fee (non - refundable; based on 3 hours of staff time. if staff review time exceeds 3.6 hours, the Applicant will be charged for additional time above 3 hours at a rate of $3121hour) • $179 Housing • $54 Public Notice Fee • $25 Clerk Technology Fee OU0035 Lc -i a3 To apply, submit 1 copy of the following information, unless noted otherwise: 1. Summary letter explaining the request, providing background on prior approvals and permits, and addressing compliance with the Code sections listed above; 2. Site plan & floor plans showing location of proposed CDU (if available); 3. Disclosure and proof of ownership of the property, consisting of a current certificate from a title insurance company or attorney licensed to practice law in the State of Colorado, listing the names of all owners of the property and all mortgagees, judgments, liens, easements, contracts and agreements affecting use and development of the parcel and proof of the owner's right to use the land for the purposes identified in the development application. 4. Street address (if any) and parcel description, including legal description, and 8 -112"x 11" vicinity map locating the subject property within Pitkin County; 5. Consent from the owner of the property for the representative to process the application and represent the owner; 6. List of all property owners within 300' and mineral estate owners (1 copy). 7. Total fee for review of the application; 8. Signed fee agreement (1 copy); 9. Copy of this preapp fora (1 copy) NOTES: ➢ PLEASE SUBMIT ONE UNBOUND AND ONE -SIDED COPY OF YOUR COMPLETE APPLICATION. PLEASE SUBMIT TWO -SIDED COPIES OFALL REMAINING COPIES OF YOUR APPLICATION (IF POSSIBLE). THE PARCEL IDs SHOULD BE INCLUDED ON ALL DOCUMENTS INCLUDED IN YOUR APPLICATION. ➢ ALL MAPS SHALL BE FOLDED. ➢ This pre - application conference summary is advisory in nature and not binding on the County. The information provided in this summary is based on current zoning standards and staffs interpretations based upon representations of the applicant. Additional information may be required upon a complete review of the application. ➢ The Land Use Code is available on -line at Imp✓/ www aspenpitlon•comMepartmnWCounty -Code/ The Land Use Application manual is available on-line at use anolication_m ualpdf ➢ Applicant will be responsible for mailed and posted notice. Public Notice requirements described in Section 2-20-100 of the Pitldn County Land Use Code. A signed, notarized copy of theaffidavit confirming notice must be received from Applicant prior to approval. 000036 PUBLIC NOTICE NOTICE IS HEREBY GIVEN to the general public that on May 8, 2014, the Pitkin County Community Development Director granted approval for the Approving the Berry Special Review for a Caretaker Dwelling Unit (Case P01 1-14; Deter. #031 - 2014). The property is located at 420 Redstone Boulevard and is legally described as Lots 33 and 33A, Redstone Subdivision. The State Parcel Identification Number for the property is 2729 - 174 -01 -048. . This site - specific development plan grants a vested property right pursuant to Title 24, Article 68, Colorado Revised Statutes. S /Cindy Houben Community Development Director Pitkin County, Colorado Published in the Aspen Times Weekly, on MAY 22, 2014. ROGER BERRY 8305910115 P.1 9 MAY.13.2014 11 :32AM COMMUNITY DEVELOPMENT NO.1261 P. I AFFIDAVIT OF NOTICE & County of Pitkin } } ss. MAILING PURSUANT TO State of Colorado } PITKIN COUNTY LAND USE CODE SECTION 2- 20-100 being or representing an Applicant to the Pitkin County Development Department perso ly certify that I have complied with the public notice requirements pursuant to Section 2 -20 -100 of the Pitkin County Land Use Regulations in the following manner. 1. By mailing of notice, a copy of which is attached hereto, by first- c�isss,,n postage prepaid U S. Mail p open at least 30 days prior to the public hearing to all owners of property as indicated on the attached list, on the Z day of �s , 201y (which is �d days prior to shall be public hearing date of )• The names and addresses ofted no, more Phan 60 days prior to the those on the current tax records of Pitkin County as they appear public hearing. 2. By posting a sign in it conspicuous place on the subject property (as it could be seen from the nearest public way) on the =day of \ 201!, which is at least fifteen (15) days prior to the �t� ^. public hearing. A photograph of the posted sign is attached hereto. U Applicant's name (Attach photograph here) 83 d- UU DRIV ER LICENSE W UL 22532066 a.,, CM w "' 05/10/2013 - 01/25/2020 ODOR 01/2511990 E 1. aER" WELL W M ORELL "a R'S'111y RL "LOE 1 J( 79001 "R °•�.,ron. NONE "End NONE ,.ka( 5-08 ,c s., M voo6atuaoiavtaoasai9i'�`•BRO Signature Signed before me this-Z3--day of `r' 201iL'by WETNESS MY BAND AND OFFICIAL SE A My/c ar>mission expires: w /J s Signature a /1, 01 5, PUBLIC NOTICE RE: Berry Special Review for a Caretaker Dwelling Unit (Case P011 -14) NOTICE IS HEREBY GIVEN that an application has been submitted by William Berry (PO Box 448, Uvalde, TX 8802) requesting to convert the space above the existing garage into a caretaker dwelling unit. The property is located at 420 Redstone Boulevard and is legally described as Lots 33 and 33A, Redstone Subdivision. The State Parcel Identification Number for the property is 2729 - 174 -01 -048. The application is available for public inspection in the Pitkin County Community Development Department, City Hall, 130 S. Galena St., Aspen, CO 81611. For further information, contact Suzanne Wolff at (970) 920 -5093. Published in the Aspen Times Weekly on April 4, 2014. Attention All Property Owners within 300' of the subject property A property owner receiving this public notice who wishes to submit comments or an objection shall submit those to the Pitkin County Community Development, 130 South Galena Street, Aspen, Colorado 81611, by May 5, 2014. If any objections to the development application are received the Community Development Department shall continue the application to a public hearing before the Hearing Officer. http:// www .aspenpitkin,comIPortals /0 /docsl county/ Com% 2ODev IPlanningILand_Use_Applicatio ns /.pdf April 15, 2014 Pitkin County Community Development Department 130 South Galena Street Aspen, Colorado 81611 Re: Berry Special review for a Caretaker Dwelling Unit (case P011 -14) I am in receipt of the notice regarding Mr. Berry's request to convert the space above his existing garage into a caretaker unit. As the adjacent property owner, I would like to voice my full support for his request. Mr. Berry has been a very responsible neighbor and always keeps his property in excellent condition. It is property owners like Mr. Berry that add value to our properties and enhance the tax base for the community. He has my full support and would like to request that you grant Mr. Berry his application. Should you wish to contact me regarding the subject, I may be reached at the address below. 410 Redstone Blvd. Redstone, Colorado 81623 (817) 481 -6616 I O-r I Suzanne Wolff From: Brian Olesen Sent: Sunday, April 13, 2014 12:52 PM To: Suzanne.wolff @pitkincounty.com; Bonnie.Waechtler @pitkincounty.com Cc: john chromy Subject: Berry Special Review for CDU Suzanne Wolff, Community Development Department Re: Berry Special Review for a Caretaker Dwelling Unit (PID 2729- 174 -01 -048; Case P011 -14) Suzanne, John Chromy has asked me to update the Community Development Department regarding the CDU review for the Berry's request for a caretaker dwelling unit. This property is located within the Redstone Water and Sanitation District and is supplied with both water and sewer. This proposed change in "use" in order to add a caretaker dwelling will require additional tap fees totaling $8,000.00 at this time. This would be charged as following: $4,000.00 for an additional .40 water EQR. $4,000.00 for an additional .40 sewer EQR. Totaling $8,000 dollars. If you have questions please contact me. Also would you please confirm that you received this email. Thanks, Brian Brian Olesen Redstone Water and Sanitation District 3573 G Road Palisade, CO 81526 970- 464 -0745 mailto•brian(a)plumdaisv.com I'-ff PITKIN COUNTY COMMUNITY DEVELOPMENT DEPARTMENT 130 South Galena Street Aspen, Colorado 81611 (970) 920 -5526 FAX# (970) 920 -5439 March 19, 2014 William Berry PO Box 448 Uvalde, TX 78802 Re: Berry Special Review for a Caretaker Dwelling Unit (PID 112729- 174 -01 -048; Case # P011 -14) Dear Mr. Berry: The Planning Office has completed its preliminary review of the captioned application. We have deterniined that this application is complete. After a more detailed review of the submittal information, additional information specific to the application may be requested in order to adequately review and process the application. The planner in charge of the review will request the information from you directly. Please note that it is your responsibility to mail notice by U.S. Mail to all property owners within 300' of the subject property with the return address of the Community Development Department (copy of notice will be mailed to you by the Community Development Department) by April 3, 2014. The names and addresses shall be those on the current tax records of Pitkin County as they appeared no more than 60 days prior to the mailing. Please submit the enclosed Affidavit of Notice by Mailing and a photograph of the posted sign as proof of compliance with the Code. A property owner receiving the public notice who wishes to submit comments or objections to the Community Development by 51h day of May, 2014. If any objections to the development application are received by this date, the Community Development Department shall continue the application to a public hearing before the Board of County Commissioners. 2 . By posting a sign in a conspicuous place on the subject property (as it could be seen from the nearest public way) on the 18`h day of April, 2014, which is at least fifteen (15) days prior to May 3, 2014. This must be submitted prior to any approvals being granted. If you have questions, please call Suzanne Wolff, the planner assigned to your case, at 920 -5093. Sincerely, Bonnie Waechtler Administrative Assistant Encl: Affidavit Code Section 2 -20 -100 PITKIN COUNTY COMMUNITY DEVELOPMENT DEPARTMENT 130 South Galena Street Aspen, Colorado 81611 (970) 920 -5526 FAX# (970) 920 -5439 MEMORANDUM To: Crystal River Caucus Pitkin County Housing FROM: Suzanne Wolff, Community Development Department Suzaiine.wolff@pitkincounty.com Re: Berry Special Review for a Caretaker Dwelling Unit (PID 2729 - 174 -01 -048; Case P011 -14) DATE: March 19, 2014 Attached for your review and comments are materials for an application submitted by William Berry. The Pitkin County Community Development Director will review the application. Please return your comments to me by Monday, May 5, 2014. http• / /www aspeni)itkin coin / Portals /O /docs /county /Com %20Dev /Planning/Land Use Av plications /PO11 14 app.pdf If you require a paper copy of this application contact Bonnie Waechtler at bonnie.waechtlergco.l)itkin.co.us or 920 -5109. Thank you. MEMORANDUM TO: Suzanne Wolff, Community Development Department FROM: Cindy Christensen, Aspen/Pitkin County Housing Authority DATE: March 21, 2014 RE: Berry Special Review for a Caretaker Dwelling Unit Parcel ID No. 2729 - 174 -01 -048; PO11 -14 ISSUE: The applicant is seeking approval to construct a caretaker dwelling unit (CDU) within the existing garage. CARETAKER DWELLING UNIT: According to Section 4- 30- 50(e)(1), CDU as Permitted Accessory Use, in the RS -160, RS -35, RS -30, RS -20, AR -10, AR -2, R -30, R015, R -15A and R -6 zone districts one CDU shall be a permitted accessory use provided that: 1. It is attached to a single - family home (the principal dwelling). 2. The caretaker dwelling unit shall not exceed 1000 net livable square feet on lots or parcels that are 30,000 square feet or greater in lot area, and 700 net livable square feet on lots or parcels that are less than 30,000 square feet in lot area. 3. The floor area of the caretaker unit shall be included in the total allowed floor area for the lot or parcel of land. 4. Two off - street parking spaces shall be provided for each caretaker dwelling unit. 5. The applicant shall, by deed restriction or other permanent commitment running with the land, guarantee that the caretaker unit: a. shall not be required to be rented; b. shall not be sold or otherwise conveyed or separated from the original parcel regardless of the ultimate form of ownership of the caretaker unit; c. shall be limited to occupancy by not more than two adults and related children, who qualify as (and have been found by the Housing Authority to be) employees of the community under such guidelines as may be from time to time established, or by members of the owner's immediate family even though they may not qualify as employees of the community; d. shall be rented for terms not less than six months if rented. 6. The caretaker dwelling unit restriction may be removed by the property owner upon approval of the Community Development Director, subject to the requirement that the dwelling is removed or modified. If modified, the remaining improvements must no longer be capable of occupancy as a dwelling unit and must meet otherwise applicable Code requirements. t ^� 7. The provisions of this regulation are for the purpose of providing a voluntary caretaker dwelling unit on a legally created lot or parcel in the County. Any unit approved under this provision shall not be used for mitigation of employee housing requirements as established elsewhere in the Land Use Code. Section 4- 30- 50(e)(2)(c) allows a caretaker dwelling unit, as a special review, to be detached from the principal single - family dwelling on the lot or parcel. RECOMMENDATION: APCHA recommends approval of the caretaker dwelling unit t under the following conditions: 1. Conditions 1 through 5 stated above in the CDU section are met. 2. The kitchen contains at a minimum a two -burner stove with oven, standard sink, and a refrigerator plus freezer. The oven must be able to bake and broil and be at least 5 cubic feet; the sink must measure at least 14 "WX16 "DX5.25 "H; refrigerator must be at least 5.3 cubic feet and include at least a .73 cubic foot freezer. 3. A caretaker dwelling unit deed restriction shall be recorded prior to building permit; the CDU deed restriction shall be provided by APCHA. 2 PITKIN C JNTY COMMUNITY DEVELC 1VIENT Permit Receipt RECEIPT NUMBER 00035374 Name: William Orell Berry Date:1/30/2014 Project Address: 420 REDSTONE BLVD Type: check # 1062 Permit Number Fee Description Amount 0011.2014.PLAN PP- Flat Fee 936.00 0011.2014.PLAN PP- Clerk Tech Fee 25.00 0011.2014.PLAN PP- Public Notice Fee 54.00 0011.2014.PLAN PP- Housing Referral Fee 179.00 Total: 1,194.00